total loss is a favorite word of insurance adjustor. this seems to be a common scenario once your airbags are deployed. it does not matter to the extent of damage.
impact/damage on my car was confined to the front but total estimate for repair came at 10717. which was above the threshold of the percentage of book value of this car and my insurance declared it total-loss.
now i am/was in a dilemma what to do. should i spend the money i get from insurance to buyback the car (2000$ based on the insurance offer). so i have X-2000 to get the vehicle fixed. is this really worth the hassle.. not sure. still thinking but finally i decided to give up the agony (and the hassle to get the salvage title which will royally screw me up :( ).
so i decided to take the $$$$$ from insurance company and go look for another vehicle... which is definitely going to cost me more than what they offered and take a hike. although this was definitely a raw deal for me but i have to take it with the grain of salt and take the settlement offer from the insurance company. really no other route. Only thing i miss is that i bought a brand new fully loaded car which was a very very low mileage vehicle and now its totalled :(..... i am sure the insurance company is going to repair this and sell it ..... at least for now autocheck does not show the accident ... regardless here is the auto check report http://classic.gmpsdealer.com/milwaukee/experian.cgi?SID=5085932&VIN=1FAHP34N46W200297
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